Choose Marshall Chamber Ambassador Spotlight: Ernie Ernstes, Owner of Ernstes Insurance Solutions

Choose Marshall Chamber Ambassador Spotlight: Ernie Ernstes “The Man with 80 Hats (and Even More Solutions)”

Ernstes Insurance Solutions

This month’s Chamber Ambassador Spotlight features Ernie Ernstes, owner of Ernstes Insurance Solutions. Ernie has made it his mission to navigate the complex world of health and life insurance, so his neighbors don't have to.

Read on and learn about Ernie’s work, his love for Marshall, and his impressive headwear collection.

Ernie Has a Way of Making the Complex Simple. We’ve all been there: staring at a health insurance plan and feeling like we need a translator. Ernie is that translator. When asked to explain his job to a five-year-old, he puts it perfectly:

"Sometimes people get sick and doctors can be expensive—like buying a lot of toys. My job is to help people pick the right ‘helper plan’ so they can go to the doctor without worrying about the cost."

Whether he’s working with seniors or those under 65, Ernie’s process starts with a simple conversation. He asks the right questions to uncover what keeps his clients up at night, then dives into his toolkit of over 100 different companies to find the exact "health and wealth" solution they need. For Ernie, there is no better "win" than the moment a client is approved for the coverage they’ve been searching for.

“Which Hat is Ernie Wearing Today?” Ernie’s day starts with a physical and mental "win"—getting off the treadmill first thing in the morning. From there, it’s a whirlwind of advocacy. You’ll find him:

In the Office: Whether he’s wearing his advocate hat or his problem solver hat, Ernie is always battling insurance carriers and digging for answers to ensure his clients get the best service.

On the Road: Driving to appointments throughout Calhoun and neighboring counties while listening to podcasts or strategizing with coworkers.

In the Community: Acting as a human “Google search" for local business news while grabbing a coffee downtown.

Why Marshall? For Ernie, being part of the Choose Marshall Chamber and the Marshall community is about being "part of something bigger than myself." He believes that by providing top-tier health coverage to individuals, he is helping the town grow. After all, when people feel secure, they want to put down roots.

When he isn’t looking for insurance solutions, he’s likely enjoying the simple pleasures of our town. His "must-do" for any visitor? A stroll downtown for the shops and food, followed by some quality "zone-out" time at the Brooks Memorial Fountain to relax and catch your breath.

3 Things You Didn't Know About Ernie

The Hat Collection: He owns a staggering 80 hats! If he’s at home, you can bet he’s wearing one of them.

The "Why": He entered the field because he saw gaps in coverage at previous jobs and knew he could do more to help people protect their families.

His Advice: For new Chamber members, his mantra is simple: "You get out what you put in. Join the Chamber and meet interesting people. Anyone can be a chamber member! I’m a big proponent of our individual membership too. I believe that residents, not just business owners, should have a seat at the table to help Marshall thrive and rates are very reasonable.”

Connect with Ernie. Ernie is an expert in health Insurance coverage and is ready to help you find peace of mind. Whether you have questions about prescriptions, life insurance, or why your current plan costs so much, give him a call!

Cell:
765-760-8913

Email:
mernstes@asb.insure

Website:
www.InsureWithErnie.com

Thank you, Ernie, for being a champion for our health, our wealth, and our community!